Guides
Guides for owners with big plans
Clear, upbeat and properly researched — the things worth knowing before you borrow, written for Australian business owners.
Loan basicsChoosing financeGrowthMyth busting
Business Finance Glossary: 50+ Loan Terms in Plain English
From LVR and balloon to caveat, PPSR and serviceability — a plain-English glossary of the business loan terms Australian owners hear most, grouped by topic.
2 October 2026
Match the Loan to the Job: Term, Asset Life and Cash Flow
Short money for short needs, long money for long assets. How to match a business loan's term and structure to what it funds — with illustrative examples.
2 October 2026
Costing Your Growth Plan: Turn a Big Idea Into a Funding Ask
Got a growth idea? A step-by-step way to cost it — assets, running costs, ramp-up gap and buffer — so you know how much to borrow and how it pays back.
2 October 2026
Two Loans or One? When Combining Business Finance Works
Equipment finance plus a line of credit, or one big loan? How to combine business finance facilities sensibly, avoid stacking, and keep total repayments safe.
2 October 2026
Interest-Only, Balloon or P&I? Repayment Types Explained
How business loan repayments work — principal and interest, interest-only, balloons, residuals, capitalised and seasonal — and how to pick the right one.
2 October 2026
12 Business Loan Myths That Stop Good Plans
Think you need two years of tax returns, perfect credit or a house to borrow? Twelve common business loan myths, busted with plain facts and official sources.
2 October 2026Found the loan type that fits? Let's make it happen
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