Business finance should feel exciting, not exhausting

Who we help

Awesome Loans works with Australian business owners: sole traders, partnerships, companies and trusts that need money for a business purpose. Tradies buying a second ute. Cafés fitting out a new kitchen. Clinics adding a treatment room. Online stores buying stock before a big sale. Manufacturers bringing in a new machine. Owners who want to clear a tax bill, tidy up a messy pile of debts or buy the business down the road.

We don't do personal loans, car loans for private use or home loans. Everything here is about funding a business and the plans that make it grow.

Why we built a loan encyclopedia

Most business finance websites are written for people who already know what they need. Most owners don't — and that's fair, because the industry uses a dozen names for the same idea. So we explain every type of business loan properly: what it is, who it suits, how it works step by step, what it's good and bad at, the paperwork involved and the alternatives worth comparing. Start with the loan types, look up your industry, or begin with your goal.

Then, because reading only gets you so far, the Awesome loan matcher turns your answers into a shortlist, and a real person turns the shortlist into an actual plan.

What we can arrange

• Unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
• Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
• Equipment, vehicle, invoice, trade, stock, fit-out and seasonal finance, plus start-up, franchise and business acquisition funding.
• Past credit issues and ATO debt considered case by case. Business purposes only.

We never publish interest rates. Every loan is priced on the business's own circumstances — the security, the trading, the history and the timing — and we'd rather tell you the truth about your situation than wave a number that doesn't apply to you.

Our promises

• No credit check to ask. Enquiring tells us about your plan; it doesn't touch your credit file. That conversation happens later, only if you decide to proceed.
• No spray-and-pray. Your details are never auctioned or broadcast to a long list of lenders. One team works your enquiry from start to finish.
• A real person. A lending specialist reads what you've sent and picks up the phone. If something won't work, we'll say so and explain why.
• Accuracy helps everyone. We ask you to fill in the enquiry form as accurately as you can — amount, purpose, trading time, property and credit history — so the first option we put in front of you is the right one.

Where to find us

Awesome Loans is operated by the operators of Awesome Loans. Our office is at Level 3, 365 Collins Street, Melbourne VIC 3000, and you can call us on 03 8740 1166. We help businesses right across Australia.

Got an awesome plan? Tell us about it — it takes about a minute.